About our mortgage deals
The figures in this tool are for illustrative purposes only.
If you're interested in a deal, you can get a decision in principle, for a better idea of what you can borrow.
Looking for a buy-to-let mortgage or want to borrow more on your existing HSBC mortgage?
These options aren't currently available through our tool, but you can find more details and start your application on our website:
Representative examples
Residential fixed rate mortgage
A repayment mortgage of £175,485.41 payable over 28 years initially on a fixed rate for 2 years at 5.95% and then on our current variable rate of 6.99% (variable) for the remaining 26 years would require 24 monthly payments of £1,074.60 and 311 monthly payments of £1,186.47 plus one final payment of £1,188.47. The total amount payable would be £396,266.04 made up of the loan amount plus interest of £220,485.63 and a solicitors fee of £295. In this example, the overall cost for comparison is 7.1% APRC representative. Please note your actual costs and monthly payments will vary. |
Frequently asked questions
Need some help?
Give our dedicated mortgage specialists a call on:
Monday to Friday, 08:00 to 20:00
Saturday and Sunday: 09:00 to 17:00
We may monitor and record calls. Opening hours may vary.
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Mortgage incentive details
*Here's what the special offers on our mortgage deals mean:
Cashback means you will receive an amount of cash back after your mortgage has drawn down.
EEH cashback refers to cashback for energy-efficient mortgages. These are only available for properties with an EPC or Predicted Energy Assessment rating of A or B.
Fee saver means you don’t pay a booking fee to secure this mortgage deal. You may have to pay other fees and charges to other parties.
Standard legal fees means the bank will appoint a solicitor for you and all standard legal fees will be covered by us. This includes the legal processing fee, search and land registry fees and telegraphic transfer fee. Find out more about these fees.
Free standard valuation means we'll cover the cost of one standard valuation of your property. It could be a physical inspection or an electronic valuation. This is separate from any valuation or property survey you might want to carry out for yourself, such as a homebuyer report or full building survey.