Our mortgages

With a range of award-winning, great value mortgages it’s easy to see why we’re one of the largest lenders in the UK. Whether you’re looking for a home or a buy to let property, we look forward to helping you. 

Contact us

Our Mortgage Advisors are available 7 days a week over the phone.

In 2019, HSBC won the Moneywise mortgage award for Best Lender for Fixed rate mortgages for the third time, Moneyfacts award for Best Bank Mortgage provider for the second time, Moneyfacts award for best Fixed Rate Mortgage provider and the YourMoney.com Award for Best Online Mortgage Provider

How can we help you


Ready for your first step on the property ladder? Don’t worry - we’ll be with you all the way


If your mortgage is with another lender, you can easily move it to one of our competitive mortgage rates


Looking to buy a property to let or expanding your property portfolio, we have a range of buy to let mortgages for you


If you’re a HSBC mortgage customer looking to make any changes or to switch to another HSBC rate, find out more

Useful information


If you’re worried about paying your mortgage or rent during the coronavirus outbreak, you could be entitled to a payment holiday.


We’re making it easier for first time buyers to get a mortgage with a minimum 5% deposit. Max loan size £400,000.


Find out about what fees you can expect to pay


Learn about HSBC mortgages and how we could help you

How to apply

New Application

Applying for a mortgage involves two stages, firstly getting a Decision in Principle; secondly making a mortgage application. 

Already started an application?

If you started a mortgage application over the phone, in branch or online, you can log on to complete it or track its progress. 

Think carefully before securing other debts against your home.
Your home may be repossessed if you do not keep up repayments on your mortgage.

 Lines open Monday to Friday 08:00 - 20:00, Saturday 08:00 - 20:00, Sunday 09:00 - 18:00. Calls may be monitored and recorded. Opening hours within the mortgage departments may vary.