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Our mortgages

Simply find a mortgage, so you can get back to choosing furniture.

If you’re worried about paying your mortgage during the coronavirus outbreak, you could be entitled to a payment holiday.

Mortgages to suit you

Looking to get your foot on the ladder, or are you an experienced seller? Whatever your situation, we've got an award-winning range of mortgages. And we'll be here to guide you every step of the way.

  • Property valuation for no additional fee

    All our mortgages come with a standard valuation at no extra cost, so there's less to think about.
  • Apply by phone, in branch or online
    Apply whichever way suits you, but you'll have the option of our mortgage advice if you apply by phone or in branch.
  • Get a quick application decision

    You'll get a Decision in Principle on the same day.
  • Fee saver mortgages
    We've got a range of mortgages, including fee saver mortgages, find out more.

Useful tools to help you choose

Compare our latest mortgage rates to find the one for you.

Easily see how much you could borrow and find out how much your payments could be.

Be clear about the fees you can expect to pay.

We've pulled together some handy articles and tools to make it easier to decide what's right for you.

Discover more about our mortgages

If your mortgage is with another lender, you can easily move it to one of our latest rates.

Find out everything you need along the journey to owning your own home.

Explore how our buy-to-let mortgages could help you with your next property.

Switch to another HSBC rate, borrow more or make changes to your HSBC mortgage. 

Find out how to apply

Starting your journey to your new home with us is easy. First, you'll need a Decision in Principle – we’ll explain how to do this simply over the phone, in branch or online. Then, we'll let you know what you’ll need to do for your mortgage application.

If you've started your application already, you can pick up where you left off, or update it online at any time.

Think carefully before securing other debts against your home.

Your home may be repossessed if you do not keep up repayments on your mortgage.

It’s easy to get in touch online. Talk to us directly through our chat channels.